Like most other states, in Illinois car insurance is mandated by law. Liability coverage is required for all drivers who wish to own and operate vehicles within the state. This coverage is designed to protect other vehicles and passengers in any accidents for which you are at fault. If there is an accident, your policy will pay for damage repairs to other vehicles and property, as well as any medical expenses which may be needed for injuries sustained.
The easiest way to get a great deal on Illinois car insurance is by using our online tools to quickly compare different providers. Although liability coverage is the bare minimum, some drivers may choose to have more extensive coverage. Our free service lets you look at the options on different policies and pick which one is right for you and your family. Whether your goal is to meet the state minimums for mandated coverage, or simply to save money on your policy, our site can help you get started.
For anyone who may have trouble getting private Illinois car insurance, the state offers a plan which may be able to help. There are just four basic factors which are used to determine eligibility for this special insurance plan, designed to help reduce the number of uninsured drivers and provide protection to everyone.