All About the Illinois Automobile Insurance Plan

For those residing in the state of Illinois and looking for Illinois car insurance, you will need to be aware of the Illinois automobile insurance plan.

This plan becomes especially useful for those who cannot find regular Illinois car insurance. This might be brought on by your driving record or because of the car that you own. Drivers who need to avail of the Illinois automobile plan must meet four essential criteria.# To qualify for the Illinois car insurance plan, a driver must necessarily have been turned down by other auto insurance companies while looking for Illinois car insurance. Drivers applying for the plan must be able to prove that they have been turned down by other insurance companies in the last 60 days.

Second, people must have a valid driver's license to qualify for the Illinois car insurance plan. This of course, holds true for all types of auto insurance plans and not just for the Illinois car insurance plan.

The third criterion that anyone applying for the Illinois car insurance plan must meet is that they must not owe insurance premium for prior insurance coverage for the last 3 years or 36 months. A shortfall in auto insurance coverage would go seriously against anyone looking for the Illinois car insurance plan.

Last of all, the Illinois car insurance plan is allowed only for those drivers whose vehicles are deemed safe to drive. Deciding whether the vehicle is safe or not is under the purview of the authority.

What people must remember if they are going in for the Illinois car insurance plan is that the premium might be higher than# the premium charged by other insurance companies. The advantage with going with the Illinois car insurance plan and paying the higher premium is that of they comply with regulations; they may be able to return to a standard car insurance company. It is important to note that the Illinois car insurance plan was framed specifically to provide auto insurance to drivers who are unable to get auto insurance from other insurance companies. The Illinois car insurance plan came into effect as far back as 1940. Applications for the plan may be submitted directly or through an agent.

Other information on the Illinois car insurance plan is available on the Illinois car insurance plan website. Brokers and agents can also provide information on the plan.

Illinois Car Insurance

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This plan becomes especially useful for those who cannot find regular Illinois car insurance. This might be brought on by your driving record or because of the car that you own. Drivers who need to avail of the Illinois automobile plan must meet four essential criteria.

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